Your guide to prepaid funeral plans

Plans we offer have the benefits of a local independent funeral director with the security of a national funeral plan provider. *Plus a £100 discount and a Will worth up to £199.

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What is a pre-paid funeral plan?

Pre-paid funeral plans enable you to arrange and pay for your funeral at today's prices, protecting your family from rising costs. There are a number of payment options and levels of service to choose from but you will find all the information you need right here.

Making arrangements yourself, in advance simply means your loved ones won't have the worry when the time comes.

For those on a tighter budget, an alternative to a prepaid funeral plan is Funeral Insurance. Whilst this doesn't provide the funeral arrangements you get with a funeral plan, the cash sum paid out when you die will help your family pay for some, or all of your funeral costs when the time comes. As the cash sum is fixed, its value will be affected by inflation in years to come so keep this in mind if you choose this option. 

best funeral plansKey benefits of prepaid funeral plans

Funeral inflation has out stripped retail inflation (RPI) and high street interest on savings accounts for the last 10 years. Funeral costs have increased by nearly 88% since 2004, with the average cost of a funeral today at ^£3,693.

You can see from the graph how the cost of a funeral has risen and more importantly what it might cost in the future, based on ^Sun Life and Royal London annual surveys into the cost of dying. It's staggering that costs could reach £6,490 in just 10 years; worrying when you consider that we are now living longer lives.

With a pre-paid funeral plan not only will your loved ones not have to worry about how to pay for your funeral, you will also be saving them the emotional stress of arranging everything when the time comes ......... a priceless gift.

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Acceptance is guaranteed

No medical or health questions.

Freeze costs at today's prices

Your funeral directors costs will never increase

Your money is safe

Your money is invested in an independent trust

Funeral Planning Authority

All our plans are regulated by the Funeral Planning Authority

Free independent advice

Our advisers will help you choose the best plan

Choose a local funeral director

With over 3,300 our plans give you the widest choice

Choice of payment options

Pay in full or with monthly payments

30 Day money back guarantee

If you change your mind you will receive a full refund

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What do you get with a prepaid funeral plan?

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Here are your payment options


Why use Simply funeral plans

Simply funeral plans are independent experts in funeral planning, with over 10 years experience.

When you apply through us, you get the same plan as going directly to the provider, but with the added benefit of a £100 *discount and a £100 M&S Voucher.

Your pre-paid funeral plan will be placed with Golden Charter, the largest provider of plans in the UK, so you can be sure your money is safe and that you and your family receive the highest quality service, both now and when the time comes.

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Most popular asked questions & answers

Yes, your acceptance is guaranteed regardless of your health or lifestyle; there are no questions on the application relating to this.

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*£100 discount is available when you apply online for the Standard, Select and Premier plans when you pay in full or over 12 months plus receive a £100 M&S Voucher on all plans once the plan has been set up. 

A Will is included with all plans; if purchased separately it would cost £149 for a single Will or £199 for a mirror Will.

^The Sun Life Cost of Dying Report 2015 shows that average funeral costs across the UK are now £3,693 and the Royal London Funeral Cost Report 2015 stated prices have risen on average by 6.1% since 1980. 

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