What is a funeral plan?
Pre-paid funeral plans enable you to arrange and pay for your funeral director's services at today's prices, protecting your family from rising costs. There are a number of payment options and levels of service to choose from but you will find all the information you need right here.
Making arrangements yourself in advance simply means your loved ones won't have the worry when the time comes.
It's worth noting that not all funeral plans are the same, for example all plans we offer will guarantee your cremation and ministers fees at today's prices, in addition to the funeral directors costs; the following providers only offer a contribution towards the former;
- Golden Charter
- Safe Hands
- Golden Leaves
- Perfect Choice
If you are shopping around please note that plans that guarantee your funeral directors costs and offer a contribution towards your 3rd party costs, could leave your family more to pay when the time comes, a fact most plan providers will not tell you.
So whilst we would encourage you to make a funeral plans comparison, if you are looking for a cremation funeral then the Dignity Plan we offer could give you complete peace of mind, as all the services included in the plan for a cremation funeral are fully guaranteed.
In May 2017, the independent financial research company Defaqto awarded the Dignity Diamond Plan 5 Stars for it's comprehensive level of cover, most other plan providers equivalent plans were awarded only 3 Stars.
For those on a tighter budget, an alternative to a prepaid funeral plan is Funeral Insurance. Whilst this doesn't provide the funeral arrangements you get with a funeral plan, the cash sum paid out when you die will help your family pay for some, or all of your funeral costs when the time comes. As the cash sum is fixed, its value will be affected by inflation in years to come so keep this in mind if you choose this option.