Safe Hands funeral plans review
Safe Hands funeral plans are sold mainly through will writers, IFAs and estate planners. They are the only company to offer monthly payments over 2 years at no extra cost.
Market insight: Safe Hands is a leading provider of funeral plans. However the cheapest plan on the market as at 24/01/20 is provided by Dignity, who are £100 cheaper and offer more guarantees.
- Works in partnership with a national network of SAIF and NAFD Funeral Directors
- Offer 5 different levels of service
- Direct Cremation plan for those not wanting a funeral service
- Only plan provider to offer payments over 24 months at no extra charge
- Contribution to third party costs on 3 of the 5 plans is higher at £1,200
- Plans available to anyone over the age of 18
- Plans only include a contribution for third party costs so there could be more to pay when the time comes
- Instalments include a deposit of £250
Safe Hands funeral plan review - the details
Safe Hands Topaz Plan: £2,390 - Guarantees the funeral directors services with no contribution to third party costs. These will therefore need to be paid for by the family when the time comes.
Safe Hands Pearl Plan: £3,495 - Guarantees the funeral directors services & includes £1,200 for third party costs. Includes a standard coffin & no limousine.
Safe Hands Sapphire Plan: £3,795 - Guarantees the funeral directors services & includes £1,200 for third party costs. Includes a midrange coffin & one limousine.
Safe Hands Ruby Plan: £4,095 - Guarantees the funeral directors services & includes £1,200 for third party costs. Includes a quality coffin & two limousines.
Plus Safe Hands Direct Cremation Plan £1,895 – This is a direct cremation that has no service or family present. The deceased is taken directly to the crematorium in a van with no one in attendance for cremation. The Funeral director is selected by Safehands.
Safe Hands payment options
You can pay for a Safehands funeral plan by the following methods of payment:
In Full / over 24 months – In addition to paying in full, Safehands is the only prepaid funeral plan provider that lets you spread the cost of the funeral plan over 24 months at no extra charge
Instalments – If you prefer to spread your costs over a longer period, then monthly instalment options are available over 3, 5 and 10 years with a deposit of £250
How secure is the Safe Hands plan?
When buying a Safehands plan your money is invested in a trust fund which is completely independent to the company.
So if anything happened to Safehands, because the trust fund is not an asset of the company, plan holders investments remain secure and ring-fenced.
Safe Hands Company - review
Safehands mainly offer their plans through professional Will Writers, financial advisers and state planners and work in partnership with a network of independent funeral directors.
They registered with the Funeral Planning Authority in July 2019.
Our Safe Hands review verdict
Safe Hands are now registered with the Funeral Planning Authority (FPA) and endorsed by the National Federation of Funeral Directors however this is a trade body more concerned with Funeral Directors as opposed to funeral plan providers.
Although their plans include one of the largest contributions towards third party costs, it is still a contribution which means that there could be more to pay when the time comes.
We recommend the Dignity Plan as they guarantee to fix ALL funeral costs listed in the plan which includes the funeral director's services and the cremation & ministers fees, so you can be sure that your family will have nothing more to pay.
You will never have to worry about rising funeral costs as they are guaranteed at the price you pay today - giving you peace of mind that everything is taken care of and when the time comes your family will only have to make one phone call
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