Safe Hands Funeral Plans Review

  • Plans are regulated by the Funeral Planning Authority
  • Includes one of the widest range of funeral plans
  • Offers the ability to spread payments over two years at no extra cost

See how Safe Hands Compares

Market insight: Safe Hands is a leading provider of funeral plans. However the cheapest plan on the market as at 27/08/19 is provided by Dignity, who are £200 cheaper and offer more guarantees.

Safe Hands Review - Key Points

 Works in partnership with a national network of SAIF and NAFD Funeral Directors

Offer 5 different levels of service

 Plans include a Direct Cremation plan for those not wanting a funeral service

Only plan provider to offer payments over 24 months at no extra charge

Contribution to third party costs on 3 of the 5 plans is higher at £1,200

Plans available to anyone over the age of 18

 Plans only include a contribution for third party costs so there could be more to pay when the time comes

Instalments include a deposit of £250

Safe Hands Funeral Plan Review - Details

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Plus Safe Hands Direct Cremation Plan £1,895 – This is a direct cremation that has no service or family present. The deceased is taken directly to the crematorium in a van with no one in attendance for cremation. The Funeral director is selected by Safehands.

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Safe Hands Funeral Plan Review - Payment Options

You can pay for a Safehands funeral plan by the following methods of payment: 

In Full / over 24 months – In addition to paying in full, Safehands is the only prepaid funeral plan provider that lets you spread the cost of the funeral plan over 24 months at no extra charge 

Instalments – If you prefer to spread your costs over a longer period, then monthly instalment options are available over 3, 5 and 10 years with a deposit of £250

 

Payment Options

Topaz Plan

Pearl Plan

Sapphire Plan

Ruby Plan
Normal Price
£2,895
£3,495
£3,795
£4,095
Monthly Payment Options
12 Monthly Payments
£178.33
£270.42
£295.42
£320.42
5 Year payment period
£42.80
£64.90
£70.90
£76.90
10 Year payment period
£24.97
£37.86
£41.36
£44.86

Please note that monthly payments are calculated after you have paid a £250 deposit

How secure is the Safe Hands Plan  

When buying a Safehands plan your money is invested in a trust fund which is completely independent to the company.

So if anything happened to Safehands, because the trust fund is not an asset of the company, plan holders investments remain secure and ring-fenced.




safe hands reviews

Safe Hands Company - Review

Safehands mainly offer their plans through professional Will Writers, financial advisers and state planners and work in partnership with a network of independent funeral directors.

They registered with the Funeral Planning Authority in July 2019.

Our Verdict

Safe Hands are now registered with the Funeral Planning Authority (FPA) and endorsed by the National Federation of Funeral Directors however this is a trade body more concerned with Funeral Directors as opposed to funeral plan providers.

Although their plans include one of the largest contributions towards third party costs, it is still a contribution which means that there could be more to pay when the time comes.

Our Recommendation

We recommend the Dignity Plan as they guarantee to fix ALL funeral costs listed in the plan which includes the funeral director's services and the cremation & ministers fees, so you can be sure that your family will have nothing more to pay.

You will never have to worry about rising funeral costs as they are guaranteed at the price you pay today - giving you peace of mind that everything is taken care of and when the time comes your family will only have to make one phone call.

Request a Funeral Plan Guide

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